Andreea Serban

Managing Associate

Andreea Serban

4-8 Nicolae Titulescu Road

East Entrance, 2nd Floor, Sector 1




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Andreea is Managing Associate with Reff & Associates and has been part of the team since 2011.

She specializes primarily in the Banking and Finance sector, being actively involved in the debt and claims trading practice within our firm, as well as on various regulatory and compliance engagements.

During the last 3.5 years, Andreea has advised market players from both sides of the table in more than 10 high-profile loan portfolio transactions, with a face value aggregating close to EUR 4.5 billion (local and cross-border deals involving performing and NPL portfolios, as well as distressed large corporate single ticket exposures). She provides a full spectrum of transaction assistance services, from pre-transaction decision-making, via due diligence, structuring aspects, bid benchmark and transaction execution to post-closing servicing. Andreea has valuable experience in putting in place intra-group sub-participation structures, as well as in the design of independent servicing platforms for a more efficient management of large volumes of NPLs.

She worked on complex M&A deals in banking, leasing and insurance fields and she assisted various regulated entities on ongoing regulatory and compliance matters. Recent highlights include experience on cross-border winding-up of credit institutions mandates.

Qualifications and education

  • Attorney at law, member of Bucharest Bar since 2011
  • Faculty of Law, Bucharest University (graduated with the highest academic rank in her class)

Areas of practice: Banking & Finance

Andreea Serban