Ioana Mitu

Ioana is a Senior Associate in the Banking and Finance department of Reff & Associates since September 2021. Before joining us, Ioana was an attorney at law in the banking team of the Bucharest office of a leading law firm in Central and Eastern Europe, following to which, in 2020, she started her own practice and collaborations in the FinTech sector.

With over six years of professional experience in a business law environment, Ioana is always mindful of both legal requirements as well as practical implications required for the successful implementation of a project.

Ioana’s experience includes local and cross-border financing, acquisition and assignment of distressed assets and loan portfolios, post-assignment management work, as well as consumer protection matters specific to the lending and leasing industry. Relevant work highlights over the past years include regulatory procedures of registration, approval of mergers or acquisition of qualified participations, as well as compliance with licensing requirements before public authorities (such as the National Bank of Romania, the Consumer Protection Authority, the Financial Supervisory Authority).

Ioana obtained her bachelor’s degree in law at the Faculty of Law of the University of Bucharest in 2014 and is currently pursuing an LL.M. in International and European Business Law at the Faculty of Law of KU Leuven, Belgium (2021 - 2022). She is a member of the Bucharest Bar since 2014.